Definitions

Individual Health Insurance
Individual health insurance is a type of policy that you can purchase for yourself, which is great if you are single or do not need other family members covered on the policy. Just like any other insurance policy, there are many different types including PPO, HMO and even short-term health insurance policies.

Family Health Insurance
Family Health Insurance is exactly like an individual policy, however, family health insurance is a policy that can cover multiple people within a family. There is one main policyholder but each member of the family is listed under the primary policy-holder.