Life, Senior & Disability Insurance
LIFE INSURANCE
"Life insurance isn't for the people who die. It's for the people who live."
Regardless of your family circumstances or your age, everybody should consider life insurance. Life insurance offers protection for your loved ones in the event of your death. Mourning the loss of a loved one is bad enough, without the added worry of financial problems to come. While life insurance will not make up for your loss, it will ease the burden placed on family and loved ones.
What is the right kind of life insurance for you? Click on the Life Insurance link to the left or simply call us for a free quote and one of our life insurance experts will help you select the policy that is right for you.
MEDICARE / INSURANCE FOR SENIORS
Medicare is the federal health insurance program that covers most people age 65 and older. Some younger people who are disabled or who have End-Stage Renal Disease (permanent kidney failure) are also eligible for coverage. Medicare pays for much of a beneficiary’s health care, but not all of it, so seniors can purchase other insurance policies to cover part or all of Medicare's deductibles and coinsurance amounts, or to cover many types of care that it doesn't cover.
Click on the Medicare link to the left for more information, or simply call us at (818) 783-6030 and one of our in-house Medicare specialists will help you select a plan that is right for you.
DISABILITY INSURANCE
Let's face it: Nobody likes to think about what life would look like should disability strike. But the reality is one third of all Americans between the ages 35 and 65 will become disabled for more than 90 days, according to the American Council of Life Insurers. One in seven workers will be disabled for more than five years. And consider this: the majority of long-term absences are actually due to illnesses, such as cancer and heart disease. The resulting loss of income can be so devastating that it forces some people to foreclose on their home or even declare bankruptcy.
Disability insurance replaces a portion of your income if you become disabled and are no longer able to work. Click on the Disability Insurance link for more detailed information, or contact us directly and let one of our Disability Insurance experts help you find the plan that is right for you or your business.
We work with the best in the industry, including: